Main terms
- Issuance is a one-time 45 USDT payment. Monthly maintenance is $0.
- Crypto top-up fee is 4.5%; transaction fee is 2%.
- The balance is displayed in USD; settlement is in SGD. Allow for currency conversion when paying.
- Advertised validity is 3 years. Apple Pay, Google Pay and 3D Secure are supported.
Universal+ does not support OnlyFans or Patreon. ChatGPT and Claude compatibility is advertised, but acceptance also depends on service and account rules.
Prepare a payment
Open your card details and Billing, check the available card balance and the merchant’s final total. Allow for the transaction fee, conversion and any authorization hold. For a subscription, confirm the requested payment, then check its status and renewal date with the merchant.